Brussels, 28.6.2023

COM(2023) 367 final

ANNEXES

to the

Proposal for a Regulation of the European Parliament and of the Council

on payment services in the internal market and amending Regulation (EU) No 1093/2010

{SEC(2023) 256 final} - {SWD(2023) 231 final} - {SWD(2023) 232 final}


ANNEX I

PAYMENT SERVICES

(as referred to in point 3 of Article 3)

(1)Services enabling cash to be placed on and/or withdrawn from a payment account.

(2)Execution of payment transactions, including transfers of funds from and to a payment account, including where the funds are covered by a credit line with the user´s payment service provider or with another payment service provider.

(3)Issuing of payment instruments.

(4)Acquiring of payment transactions.

(5)Money remittance.

(6)Payment initiation services.

(7)Account information services.



ANNEX II

ELECTRONIC MONEY SERVICES

(as referred to in point 52 of Article 3)

Issuance of electronic money, maintenance of payment accounts storing electronic money units and transfer of electronic money units.

ANNEX III

CORRELATION TABLE

DIRECTIVE (EU) 2015/2366

DIRECTIVE 2009/110/EC

DIRECTIVE XXX (PSD3)

REGULATION XXX (PSR)

Article 1(1)

Article 1(1)

Article 2(1)

Letter (a)

Letter (a)

Letter (a)

Letter (b)

Letter (b)

-

Letter (c)

Letter (c)

Letter (b)

Letter (d)

Letter (c)

Letter (e)

Letter (d)

Letter (d)

Letter (f)

Letter (e)

Letter (e)

Article 1(2)

Article 1(1)

Article 1(3)

Article 1(2)

Article 1(2)

Article 1(1)

Article 1(2)

Article 2(1)

Article 2(1)

Article 3

Article 2(2)

Letter (a)

Letter (a)

Letter (b)

Letter (b)

Letter (c)

-

Letter (d)

Letter (c)

Letter (e)

Letter (d)

Letter (e)

Letter (f)

-

Letter (g)

Letter (f)

Letter (h)

Letter (g)

Letter (i)

Letter (h)

Letter (j)

Letter (i)

Letter (k)

Article 1(4)

Letter (j)

Letter (l)

Article 1(5)

Letter (k)

Letter (m)

Letter (l)

Letter (n)

Letter (m)

Letter (o)

-

Article 2(2)

Article 2(3)

Article 2(3)

Article 2(4)

Article 2(4)

Article 2(5)

Article 2(5)

Article 2(6)

Article 2(7)

Article 2(8)

Article 4:

Article 2:

Article 2:

Article 3:

Points (1) – (3)

Points (1) – (3)

Points (1) – (3)

Point (4)

Point (4)

Point (4)

Point (5)

Point (5)

Point (5)

Point (6)

-

-

-

-

Points (6) and (7)

Point (6)

Point (8)

Point (7)

Point (7)

Point (9)

Point (8)

Point (10)

Points (8) – (13)

Points (9) – (14)

Points (11) – (16)

-

-

Point (17)

Point (14)

Point (15)

Point (18)

Points (15) and (16)

Points (17) and (18)

Points (20) and (21)

Point (17)

Point (16)

Point (19)

Points (18) and (19)

Points (19) and (20)

Points (22) and (23)

Point (20)

Point (21)

Point (24)

Point (21)

-

Point (25)

Point (22)

Point (22)

Point (26)

Points (23) and (24)

-

Points (27) and (28)

-

-

Point (29)

Point (25)

Point (23)

Point (30)

Point (26) – (30)

-

Points (31) – (35)

Point (24)

Point (36)

Point (31)

-

Point (37)

Point (32)

Point (25)

Point (38)

Points (33) – (36)

-

Points (39) – (42)

Points (37)

Point (26)

Point (43)

Point (27)

Points (38) – (40)

Points (28) – (30)

Points (44) – (46)

Points (41) and (42)

-

-

Point (43)

-

Point (47)

Points (44) and (45)

Points (31) and (32)

Points (48) and (49)

Point (46)

Point (33)

-

Point (47)

-

Point (48)

-

Point (1)

Point (39)

Point (55)

Point (2)

Point (34)

Point (50)

Point (3)

-

-

Point (4)

Point (35)

-

Points (36) – (38)

Points (52) – (54)

Point (55)

Article 3(1), (2)

Article 5(1)

Article 3(1)

Article 3(3)

Article 3(2)

Article 9(5)

Article 5(2)

Article 3(4)

Article 5(3)

Article 36(4)

Article 5(4) and (5)

-

Article 5(6)

Article 3(4)

Article 5(7)

-

Article 6(1)

Article 3(3)

Article 4(1)

Article 3(4)

Article 20(1), (2), (3)

Article 6(2)

Article 4(2)

Article 6(3)

Article 4(3)

Article 6(4)

Article 4(4)

Article 7

Article 4

Article 5

Article 8(1)

Article 5(1)

Article 6(1)

Article 8(2)

Article 5(6)

Article 6(2)

Article 8(3)

Article 5(7)

Article 6(3)

Article 9(1)

Article 7(1), Article 7(2)

Article 9(2)

Article 7(3)

-

Article 7(4)

Article 9(3)

Article 7(5)

Article 8(1)

Article 5(2)

Article 8(2), Article 8(4)

Article 5(3)

Article 8(3)

Article 5(4)

Article 8(5)

Article 5(5)

Article 8(6)

Article 10(1)

Article 9(1)

Article 10(2)

Article 9(2)

Article 7(1)

Article 9(3)

Article 7(2)

Article 9(4)

Article 7(3)

Article 7(4)

Article 11(1)

Article 13(1)

Article 11(2)

Article 13(2)

Article 11(3)

Article 13(3)

Article 11(4)

Article 13(4)

Article 11(5)

Article 13(5)

Article 11(6)

Article 13(6)

Article 11(7)

Article 13(7)

Article 11(8)

Article 13(8)

Article 11(9)

Article 13(9)

Article 12

Article 14

Article 13(1)

Article 16(1)

Article 13(2)

Article 16(2)

Article 13(3)

Article 16(3)

Article 14(1)

Article 17(1)

Article 14(2)

Article 17(2)

Article 14(3)

Article 17(3)

Article 14(4)

Article 17(4)

Article 15(1)

Article 18(1)

Article 15(2)

Article 18(2)

Article 15(3)

Article 18(3)

Article 15(4)

Article 18(4)

Article 15(5)

Article 18(5)

Article 18(6)

Article 16

Article 15

Article 17(1)

Article 11(1)

Article 17(2)

Article 11(2)

Article 17(3)

Article 11(3)

Article 17(4)

Article 11(4)

Article 18(1)

Article 6(1), letter (a)

Article 10(1)

Letter (a)

Letter (c)

Letter (a)

Letter (b)

Letter (b)

Letter (c)

Letter (c)

Article 18(2)

Article 6(4)

Article 10(2)

Article 18(3)

Article 6(4)

Article 10(3)

Article 18(4)

Article 6(1) letter (b)

Article 10(4)

Article 18(5)

Article 6(2); Article 6(4)

Article 10(5)

Article 6(3)

Article 10(6)

Article 18(6)

Article 10(7)

Article 19(1)

Article 19(1)

Article 19(2)

Article 19(2)

Article 19(3)

Article 19(3)

Article 19(4)

Article 19(4)

Article 19(5)

Article 19(5)

Article 19(6)

Article 22(1)

Article 19(7)

Article 19(6), Article 21(2)

Article 19(8)

Article 19(7), Article 22(2)

Article 20(1)

Article 23(1)

Article 20(2)

Article 23(2)

Article 21

Article 12

Article 22(1)

Article 24(1)

Article 22(2)

Article 24(2)

Article 22(3)

Article 24(3)

Article 22(4)

Article 24(4)

Article 22(5)

Article 24(5)

Article 23(1)

Article 25(1)

Letter (a)

Letter (a)

Letter (b)

Letter (b)

Letter (c)

Letter (c)

Letter (d)

-

Article 25(2)

Article 23(2)

Article 25(3)

Article 23(3)

Article 25(4)

Article 24(1)

Article 26(1)

Article 24(2)

Article 26(2)

Article 24(3)

Article 26(3)

Article 25(1)

Article 27(1)

Article 25(2)

Article 27(2)

Article 26(1)

Article 28(1)

Article 26(2)

Article 28(2)

Article 27(1)

Article 29(1)

Article 27(2)

Article 29(2)

Article 28(1)

Article 30(1)

Article 28(2)

Article 30(2)

Article 28(3)

Article 30(3)

Article 28(4)

Article 30(4)

Article 28(5)

Article 30(5)

Article 29(1)

Article 31(1)

Article 29(2)

Article 31(2)

Article 29(3)

Article 31(3)

Article 29(4)

Article 31(4)

Article 29(5)

Article 31(5)

Article 29(6)

-

Article 31(6)

Article 30(1)

Article 32(1)

Article 30(2)

Article 32(2)

Article 30(3)

Article 32(3)

Article 30(4)

Article 32(4)

Article 31(1)

Article 33(1)

Article 31(2)

Article 33(2)

Article 8(1) (2), (3)

Article 32(1)

Article 9(1)

Article 34(1)

Letter (a)

Letter (a)

Letter (a)

Letter (b)

Letter (b)

Letter (b)

Letter (c)

Article 32(2)

Article 9(2)

Article 34(2)

Article 32(3)

Article 9(3)

Article 34(3)

Article 32(4)

Article 9(4)

Article 34(4)

Article 32(5)

Article 9(5), Article 9(6), Article 9(7)

Article 34(5)

Article 32(6)

Article 9(8)

Article 34(6)

Article 33(1)

Article 36(1)

Article 33(2)

Article 36(2)

Article 47(2)

Article 34

Article 9(9)

Article 35

Article 37(1),(2),(3)

Article 38(1), (2)

Article 10

Article 45(2), (4)

Article 11(1)

Article 30(1)

Article 11(2)

Article 30(2)

Article 11(3)

Article 30(3)

Article 11(4)

Article 30(4)

Article 11(5)

Article 30(5)

Article 11(6)

Article 30(6)

Article 11(7)

Article 30(7)

Article 12

Article 30(8)

Article 13

Chapter 8 of Title IV

Article 35(1)

Article 31(1), Article 31(5)

Article 31(2)

Article 35(2)

Article 31(3), Article 31(4), Article 31(6)

Article 31(7)

Article 36

Article 32(1), (2), (3), (4), (5), (6), (7)

Article 37(1)

-

Article 37(2)

Article 39(1)

Article 37(3)

Article 39(2)

Article 37(4)

Article 39(3)

Article 37(5)

Article 39(4)

Article 38(1)

Article 4(1)

Article 38(2)

Article 4(2)

Article 38(3)

-

Article 39

-

Article 7

Article 40(1)

Article 8(1)

Article 40(2)

Article 8(2)

Article 40(3)

Article 8(3)

Article 41

Article 9

Article 42(1)

Article 10

Article 42(2)

-

Article 43(1)

Article 11(1)

Article 43(2)

Article 11(2)

Article 44(1)

Article 12(1)

Article 44(2)

Article 12(2)

Article 44(3)

Article 12(3)

Article 45

Article 13

Point (1)

Point (1)

Letter (a)

Letter (a)

Letter (b)

Letter (b)

Letter (c)

Letter (c)

Letter (d)

Letter (d)

Letter (e)

Letters (f), (g)

Point (2)

Point (2)

Letter (a)

Letter (a)

Letter (b)

Letter (b)

Article 45(3)

Article 13(3)

Article 46

Article 14

Article 47

Article 15

Article 48

Article 16

Article 49

Article 17

Article 50

Article 18

Article 51(1)

Article 19(1)

Article 51(2)

Article 19(2)

Article 51(3)

Article 19(3)

Article 52,

Article 20

point (1)

letter (a)

letter (a)

Point (i)

letter (b)

Point (ii)

Point (2)

Letter (b)

letter (a)

Point (i)

letter (b)

Point (ii)

letter (c)

Point (iii)

letter (d)

Point (iv)

letter (e)

Point (v)

Point (vi)

letter (f)

Point (vii)

letter (g)

Point (viii)

point (3)

Letter (c)

letter (a)

Point (i)

Point (ii)(1), (2), (3), (4)

letter (b)

Point (iii)

letter (c)

Point (iv)

Point (v)

point (4)

Letter (d)

letter (a)

Point (i)

letter (b)

Point (ii)

letter (c)

Point (iii)

letter (d)

Point (iv)

Point (5)

Letter (e)

letter (a)

Point (i)

letter (b)

Point (ii)

letter (c)

Point (iii)

letter (d)

Point (iv)

letter (e)

Point (v), Point (vi)

letter (f)

Point (vii)

letter (g)

Point (viii)

Point (6)

Letter (f)

letter (a)

Point (i)

letter (b)

Point (ii)

letter (c)

Point (iii)

Point (7)

Letter (g)

letter (a)

Point (i)

letter (b)

Point (ii)

Article 53

Article 21

Article 54(1)

Article 22(1)

Article 22(2)

Article 54(2)

Article 22(3)

Article 54(3)

Article 22(4)

Article 55(1)

Article 23(1)

Article 55(2)

Article 23(2)

Article 55(3)

Article 23(3)

Article 55(4)

Article 23(4)

Article 55(5)

Article 23(5)

Article 55(6)

Article 23(6)

Article 56

Article 24

Article 57(1)

Article 25(1)

Article 57(2)

Article 25(2)

Article 57(3)

Article 25(3)

Article 58(1)

Article 26(1)

Article 58(2)

Article 26(2)

Article 58(3)

Article 26(3)

Article 59(1)

Article 5(1)

Article 59(2)

Article 5(2)

Article 60(1)

Article 6(1)

Article 60(2)

Article 6(2)

Article 60(3)

Article 6(3)

Article 61(1)

Article 27(1)

Article 61(2)

Article 27(2)

Article 61(3)

Article 27(3)

Article 61(4)

-

Article 62(1)

Article 28(1)

Article 62(2)

Article 28(2)

Article 62(3)

Article 28(5)

Article 62(4)

Article 28(3)

Article 62(5)

Article 28(4)

Article 63(1)

Article 29(1)

Article 63(2)

-

Article 63(3)

Article 29(2)

Article 29(3)

Article 64(1)

Article 49(1)

Article 49(2)

Article 64(2)

Article 49(3), Article 49(5)

Article 49(4)

Article 64(3)

Article 49(7)

Article 64(4)

Article 49(6)

Article 65(1)

-

Article 65(2)

-

Article 65(3)

-

Article 65(4)

-

Article 65(5)

-

Article 65(6)

-

Article 66(1)

Article 33(1)

Article 66(2) and Article 66(4)

Article 40

Article 66(3)

Article 46(2)

Article 66(5)

Article 34(1), Article 34(2)

Article 67(1)

Article 33(2)

Article 67(2)

Article 47(1)

Article 67(3)

Article 41(1)

Article 67(4)

Article 34(1), Article 34(2)

Articles 35 - 39

Article 68(1)

Article 51(1)

Article 68(2)

Article 51(2)

Article 68(3)

Article 51(3)

Article 68(4)

Article 51(4)

Article 68(5)

Article 42(1)

Article 68(6)

Article 42(2)

Article 43(1), (2), (3), (4)

Article 44(1), (2)

Article 45(1), (2)

Article 46(1)

Article 47(2)

Article 48(1), (2), (3), (4), (5)

Article 50(1), (2), (3), (4), (5), (6), (7), (8), (9)

Article 69(1), Article 69(2)

Article 52

Article 70(1)

Article 53(1)

Article 70(2)

Article 53(2)

Article 71(1)

Article 54(1)

Article 71(2)

Article 54(2)

Article 72(1)

Article 55(1)

Article 72(2)

Article 55(2)

Article 73(1)

Article 56(1), Article 56(3)

Article 56(2)

Article 73(2)

Article 56(4)

Article 73(3)

Article 56(5)

Article 57(1), (2), (3), (4), (5), (6)

Article 58

Article 59(1), (2), (3), (4), (5)

Article 74(1)

Article 60(1)

Article 74(2)

Article 60(2)

Article 60(3)

Article 74(3)

Article 60(4)

Article 75(1)

Article 61(1)

Article 61(2)

Article 75(2)

Article 61(3)

Article 61(4)

Article 76(1)

Article 62(1)

Article 76(2)

Article 62(2)

Article 76(3)

Article 62(3)

Article 76(4)

Article 62(4)

Article 77(1)

Article 63(1)

Article 77(2)

Article 63(2)

Article 78(1)

Article 64(1)

Article 78(2)

Article 64(2)

Article 66(3)

Article 79(1)

Article 65(1)

Article 79(2)

Article 65(2)

Article 79(3)

Article 65(3)

Article 80(1)

Article 66(1)

Article 80(2)

Article 66(2)

Article 80(3)

Article 66(3)

Article 80(4)

Article 66(4)

Article 80(5)

Article 66(5)

Article 81(1)

Article 67(1)

Article 81(2)

Article 67(2)

Article 81(3)

Article 67(3)

Article 82(1)

Article 68(1)

Article 82(2)

Article 68(2)

Article 83(1)

Article 69(1)

Article 83(2)

Article 69(2)

Article 83(3)

Article 69(3)

Article 84

Article 70

Article 85

Article 71

Article 86

Article 72

Article 87(1)

Article 73(1)

Article 87(2)

Article 73(2)

Article 87(3)

Article 73(3)

Article 88(1)

Article 74(1)

Article 88(2)

Article 74(2)

Article 88(3)

Article 74(3)

Article 88(4)

Article 74(4)

Article 88(5)

Article 74(5)

Article 74(6)

Article 89(1)

Article 75(1)

Article 89(2)

Article 75(2)

Article 89(3)

Article 75(3)

Article 90(1)

Article 76(1)

Article 90(2)

Article 76(2)

Article 91

Article 77

Article 92(1)

Article 78(1)

Article 92(2)

Article 78(2)

Article 93

Article 79

Article 94

Article 80

Article 95(1)

Article 81(1)

Article 95(2)

-

Article 95(3)

-

Article 95(4)

-

Article 95(5)

Article 81(2)

Article 96(1)

-

Article 96(2)

-

Article 96(3)

-

Article 96(4)

-

Article 96(5)

-

Article 96(6)

Article 82

Article 83(1), (2), (3), (4), (5), (6)

Article 84(1), (2), (3)

Article 97(1)

Article 85(1)

Articles 85(2)-(7)

Article 97(2)

Article 85(8), Article 85(9)

Article 97(3)

Article 85(10)

Article 97(4)

Article 86(1)

Article 97(5)

Article 86(2)

Article 86(3), (4)

Article 87

Article 88(1), (2), (3)

Article 98(1)

Article 89(1)

Letter (a)

Letter (a)

Letter (b)

Letter (b)

Letter (c)

Letter (c)

Letter (d)

Letter (d)

Letter (e)

Letter (f)

Letter (g)

Article 98(2), (4)

Article 89(2)

Article 98(3)

Article 85(11)

Article 98(5)

Article 89(3)

Article 99(1)

Article 90(1)

Article 99(2)

Article 90(2)

Article 100(1)

Article 91(2)

Article 100(2)

Article 91(3)

Article 100(3)

Article 91(1)

Article 100(4), (5)

Article 91(4), (5)

Article 100(6)

Article 91(6)

Article 92

Article 93(1), (2), (3), (4)

Article 101(1)

Article 94(1)

Article 101(2)

Article 94(2)

Article 101(3)

Article 94(3)

Article 101(4)

Article 94(4)

Article 102(1)

Article 95(1)

Article 102(2)

Article 95(2)

Article 103(1)

Article 96(1)

Article 96(2), (3), (4)

Article 103(2)

Article 101(1), (2), (3), (4)

Article 97(1), (2), (3), (4)

Article 98(1), (2)

Article 99(1), (2)

Article 100(1), (2)

Article 102-104

Article 104

Article 40

Article 105

Article 105(1)

Article 41(1)

Article 106(1)

Article 105(2)

Article 41(2)

Article 106(2)

Article 105(3)

Article 41(3)

Article 106(3)

Article 106(4)

Article 105(4)

Article 41(4)

Article 106(5)

Article 105(5)

Article 41(5)

Article 106(6)

Article 106

-

Article 14(1).(2)

Article 15(1).(2)

Article 107(1)

Article 16(1)

Article 42(1)

Article 107(2)

Article 42(2)

Article 107(3)

Article 16(2)

Article 42(3)

Article 107

Article 108

Article 17

Article 43

Article 108

Article 109(1)

Article 44(1)

Article 109(2)

Article 44(2)

Article 109(3)

Article 44(3)

Article 109(4)

Article 44(4)

Article 109(5)

-

Article 18(1)

Article 45(1), Article 45(2)

Article 18(2)

Article 45(3)

Article 18(3)

Article 45(4)

Article 18(4)

-

Article 114

Article 21

Article 48

Article 115(1)

Article 22(1)

Article 49(1)

Article 115(2)

Article 49(2)

Article 115(3)

Article 22(2)

Article 49(3)

Article 115(4)

-

Article 115(5)

-

Article 115(6)

-

Article 116

Article 23

Article 50

Article 112

Article 117

Article 24

Article 51

-

Annex I

Annex I

Annex I

Annex II

Annex II

Annex II

Annex III

Annex III