Policy brief on access to business start-up finance for inclusive entrepreneurship
Entrepreneurial activities in Europe
This policy brief was produced by the OECD and the European Commission to explore barriers in access to finance by social groups who are disadvantaged or under-represented in entrepreneurship and to describe policies which can address these barriers. It presents data on the extent to which entrepreneurs from disadvantaged groups obtain external finance. It then sets out the traditional policy instruments of grants and soft loans together with newer and emerging policies such as loan guarantees, microcredit, crowdfunding, business angels and Islamic finance. In addition to supply-side... instruments, the role of financial education is also explained. Finally, the brief gives a number of examples of policy approaches that have been successful in European Union Member States. This policy brief is part of a series of documents produced by the OECD and the European Commission on inclusive entrepreneurship. The series includes policy briefs on youth entrepreneurship, senior entrepreneurship, social entrepreneurship, evaluation of inclusive entrepreneurship programmes, access to business start-up finance for inclusive entrepreneurship and entrepreneurship by the disabled as a well as a report on `The Missing Entrepreneurs’.