Judgment of the Court (Fifth Chamber) of 4 October 2018 (request for a preliminary ruling from the Oberster Gerichtshof — Austria) — Bundeskammer für Arbeiter und Angestellte v ING-DiBa Direktbank Austria Niederlassung der ING-DiBa AG

(Case C-191/17) (1)

((Directive 2007/64/EC - Payment services in the internal market - Concept of ‘payment account’ - Potential inclusion of a savings account enabling its user to make payments and withdrawals by way of a current account opened in his name))

(2018/C 436/10)

Language of the case: German

Referring court

Oberster Gerichtshof

Parties to the main proceedings

Applicant: Bundeskammer für Arbeiter und Angestellte

Defendant: ING-DiBa Direktbank Austria Niederlassung der ING-DiBa AG

Operative part of the judgment

Article 4(14) of Directive 2007/64/EC of the European Parliament and of the Council of 13 November 2007 on payment services in the internal market amending Directives 97/7/EC, 2002/65/EC, 2005/60/EC and 2006/48/EC and repealing Directive 97/5/EC must be interpreted as meaning that a savings account which allows for sums deposited without notice and from which payment and withdrawal transactions may be made solely by means of a current account does not come within the concept of ‘payment account’.

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(1)  OJ C 239, 24.7.2017.