2.3.2020 |
EN |
Official Journal of the European Union |
C 68/15 |
Judgment of the Court (Sixth Chamber) of 19 December 2019 (request for a preliminary ruling from the Krajský súd v Trnave — Slovakia) — RN v Home Credit Slovakia a.s.
(Case C-290/19) (1)
(Reference for a preliminary ruling - Consumer protection - Directive 2008/48/EC - Consumer credit agreements - Article 10(2) - Information to be included in credit agreements - Annual percentage rate of charge - Lack of indication of the exact percentage of that rate of charge - Rate of charge expressed as a range between 21.5% and 22.4%)
(2020/C 68/13)
Language of the case: Slovakian
Referring court
Krajský súd v Trnave
Parties to the main proceedings
Applicant: RN
Defendant: Home Credit Slovakia a.s.
Operative part of the judgment
Article 10(2)(g) of Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC, as amended by Commission Directive 2011/90/EU of 14 November 2011, must be interpreted as precluding, in a consumer credit agreement, the annual percentage rate of charge from being expressed not as a single rate but as a range referring to a minimum and a maximum rate.